Buy more of what you want, and have more time to pay
Fees and charges
Pay nothing today
Pay NO INTEREST for 3 MONTHS on any purchases
Minimum monthly repayment of $40 per month or 3% of balance (whichever greater)
A small monthly admin fee of $3.95, only if there is a balance owing
Safety and security
Enjoy buyer protection on all purchases made using zipMoney
No credit card numbers. No worries!
We employ the same encryption as the big banks
We have partnered with global leaders in fraud prevention who count PayPal and eBay as clients
You must be an Australian resident, 18 years or over and have a job to apply.
Important Notice Available to approved applicants only, where the purchase amount is greater than $99.00. Minimum monthly payments of $40 or 3% of the outstanding balance (whichever is greater) are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.90%. An establishment fee of $0 applies to your account. A monthly account service fee of $3.95 is applicable while there is a balance outstanding. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit is provided by zipMoney Pty Ltd (ABN 58 164 440 993), Australian Credit Licence number 441878. Visit www.zipmoney.com.au to learn more about zipMoney.